Nu Holdings (NU)
With a PE of 24 and EPS growth forecasts of +58% for the next year, Nu Holdings represents incredible value when compared to it’s industry peers. NU currently has a PEG ratio of 0.4, which is significantly better than the broader S&P’s PEG ratio of around 2 – and given that NU has beat it’s last 4 earnings calls I think we can expect them to start to really take off as investors continue to hunt for deals in a market that presents so few.
Nu Holdings has been able to increase their customer base by over 31% in the last quarter alone and now appears to be a perfect buying opportunity as it’s now down over 15% YTD. And if you take the average analyst EPS forecast of $1.20 by Dec 2027 and multiply that by their current PE valuation of 24.9, we can expect NU stock to catapult to $29.88 which is a staggering +107% increase over where it trades today.
| NU 2026 Prediction | |
| Share Price | $14.44 |
| Earnings Per Share (TTM) | $0.58 |
| EPS (Dec 2026) | $0.92 |
| Price to Earnings | 24.9 |
| EPS Growth | 58.6% |
| PEG | 0.4 |
And then there is the fintech industry in general which itself is expected to enjoy a 25% Compound Annual Growth Rate (CAGR) out to 2033 by some estimates. Analysts have rated Nu Holdings a Strong Buy with a one year average forecast of +44%. We put NU as a medium risk, high reward stock and have also rated it a Strong Buy with a +39% one year forecast for the end of 2026.
